Insurance Bad Faith – In Denial of Disability Insurance

If an individual buys insurance, they believe that the insurance provider will cover them against the losses for which they buy insurance – either from injuries or from a significant or catastrophic accident. For more details click Gibson & Hughes – Santa Ana Personal Injury Attorneys.

It is our understanding, unfortunately, that this is not always true. Often, insurance firms search for ways to refuse claims even though they do not have a legitimate or justifiable reason for denying the claim. They do this because they know many insured people can do nothing and embrace the rejection of their claim by the insurance provider. Even if they’re conscious that their rejection is incorrect. “It is called bad faith” when this happens.

The law acknowledges that you put your interest, confidence and faith in them when you buy insurance from your insurance provider. This loss of the confidence and trust and the betrayal of your claim denial is the bad faith that is the reason for making a claim against the insurance provider for failing to pay you the benefits of your insurance policy wrongfully. Examples of bad faith which include a disability insurance provider failing to investigate a claim, delaying the investigation of claims for no apparent reason, failing to pay a covered claim, or misrepresenting the language of the contract in the insurance policy. Regrettably, all of these things sometimes happen.

The right to compensation can be granted to consumers and practitioners who have been wrongly denied long-term disability benefits. Nadrich & Cohen are specialists in bad faith insurance and in securing disability payments for those refused.